Leading Cooperative Software
Features Make FinAstra Different !
Member Module
- Graphics reports (Pie Chart, Bar Graph, etc.) based on gender, profession, region, and category, with viewing and printing options.
- Complete member details viewable and printable on a single page.
- Member registration certificate and share details can be viewed and printed. Reports available for daily, monthly, quarterly, semi-annual, and annual transactions, with printing options.
- Member transaction bills can be printed in both Nepali and English.
- KYM renewal and verification.
- Cooperative member integration.
- Share certificate with templates.
- Membership card printing.
- Institutional registration.
- Comprehensive reports on individual member transactions.
- A unified section for viewing and printing all member transaction records (receipts).
Saving Module
- Essential savings information available in graphical reports (Pie Chart, Bar Graphs, etc.).
- Multiple savings collection methods, including digital, agent-based, and individual collection sheets, with interest calculations based on transactions.
- Ability to transfer deposits from one account to another.
- Option to mark account funds as "Good for Payment" or "Blocked", along with check printing.
- View details of active and inactive accounts.
- Member transaction bills printable in both Nepali and English.
- Record-keeping for issued passbooks, checks, and related documents.
- Passbook verification and authentication.
- Automatic commission calculation for collectors.
- Advanced savings computation and accumulation system.
- Check printing system.
- Statement verification and authentication system.
- Setup and reporting for inactive cooperative accounts.
Loan Module
- Loan graphics reports (Pie Chart, Bar Graph, etc.) available for viewing and printing.
- Member transaction bills can be printed in both Nepali and English.
- SMS alerts for loan installments due within 7 days.
- Ability to view overdue loan installments and print and send reminder letters.
- Loan ratio analysis feature.
- Loan investment can be based on member savings, loan guarantees, collateral, and share blocking.
- Multiple types of loans and penalties can be set according to requirements.
- Advance loan repayment (principal and interest) option available.
- Loan repayment from savings account balance can be facilitated
- Option to repay loans individually or pay off all loans at once.
- View and print details of all types of loan accounts and loan savings accounts.
- All loan-related documents (promissory notes, loan forms) can be printed directly from the system.
- Automatic transfer of funds from other accounts to loan accounts.
- Flexible loan repayment schedule system.
- Dynamic (real-time) ledgers for loans.
Accounting Module
- Graphics reports (Pie Chart, Bar Graph, etc.) based on different ledgers and account types, with the option to view and print reports.
- Various reports, including finance, loans, and other analytical reports, in line with cooperative standards for COA (Chart of Accounts Ledger).
- Accounting-related reports available in both Nepali and English.
- Full reports, including Trial Balance, Balance Sheet, P/L Account, and Char Khata, available in Nepali.
- Ratio analysis reports for various ledgers available for review.
- All necessary audit reports included.
- Latest dynamic balance reports (with detailed and summary information) for both opening and closing savings accounts.
SMS Module
- Custom settings for group messaging.
- Ability to select contact numbers and send separate messages individually.
- Automated messages for members regarding deposits, withdrawals, and loan collections/payments.
- Birthday greetings and customizable SMS templates for members.
- SMS banking system integration with FinAstra software, eliminating the need for separate manual entries of all financial transactions.
- Automatic reminders for loan installment due dates.
- Automatic messages for utility payments and a log to view and print all sent SMS.
- Ability to send SMS in either Nepali or English.
- Predefined SMS alert templates with an automated SMS system.
- Scheduling options to send SMS automatically as per requirements.
Utility Payment Module
- Ability to pay bills for electricity, water, telephone, mobile, Dishhome, etc., with an automatic SMS notification on successful payment to the mobile.
- Automatic payment from the member's own cooperative account when paying bills.
- Income, service fees, commissions, etc., from paying bills (for electricity, water, Ncell, NTC, and mobile) are automatically included in the cooperative's FinAstra software, with no need for manual entry.
- Bill payments and recharges for internet service providers can be done.
- Recharge and data pack payments available for mobile services like Smartcell, Ncell, NTC, and CDMA.
- E-service support available for branch transactions and branch operations.
